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	<title>Ultimate Final Expense TeleSales &#124; Final Expense Leads &#187; selling insurance</title>
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	<description>Final Expense TeleSales &#124; Final Expense Leads &#124; Insurance Telesales</description>
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		<title>Final Expense TeleSales is Revolutionizing the Insurance Industry</title>
		<link>http://insurancetelesales.com/final-expense-leads/final-expense-telesales-is-revolutionizing-the-insurance-industry</link>
		<comments>http://insurancetelesales.com/final-expense-leads/final-expense-telesales-is-revolutionizing-the-insurance-industry#comments</comments>
		<pubDate>Sun, 12 Jul 2009 23:58:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FINAL EXPENSE LEADS]]></category>
		<category><![CDATA[FINAL EXPENSE TELESALES]]></category>
		<category><![CDATA[Selling Final Expense]]></category>
		<category><![CDATA[burial insurance]]></category>
		<category><![CDATA[final expense insurance]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[insurance agents]]></category>
		<category><![CDATA[road warriors]]></category>
		<category><![CDATA[selling insurance]]></category>
		<category><![CDATA[selling insurance over the phone]]></category>

		<guid isPermaLink="false">http://insurancetelesales.com/?p=144</guid>
		<description><![CDATA[Final Expense Telesales is sweeping the country by storm.  Insurance agents are getting fed up with the high cost of leads, endless days on the road traveling, high cost of gas and all the other expenses of selling insurance the old way. Selling insurance over the phone is now the number one growing industry in [...]]]></description>
			<content:encoded><![CDATA[<p>Final Expense Telesales is sweeping the country by storm.  Insurance agents are getting fed up with the high cost of leads, endless days on the road traveling, high cost of gas and all the other expenses of selling insurance the old way. Selling insurance over the phone is now the number one growing industry in the insurance business and more specifically Selling Final Expense over the phone.</p>
<p>Tired of traveling?  Are you a road warrior who puts on 1,000s of miles a month only to run into countless No Shows or One Leggers only to have to turn around and drive home with out a sale.  Agents by the droves are complaining about the wasted hours and money traveling trying to sell insurance. </p>
<p>If you have ever checked your bank account at the end of the month you may find your self in the same boat as most agents, near the end of your rope.  However, to continue to work you need people to see and that only means one thing, time to order leads. </p>
<p>At $25-$35 per lead it is difficult to afford enough leads to make an agent successful.  Agents tend to short themselves when it comes to buying leads, therefore, setting themselves up for failure.</p>
<p>Todays insurance agents also spend a lot of time driving to and from appointments, setting appointments and waiting around for their next appointment.  Most of the week is spent unproductive and not in a true selling situation, no wonder agents are struggling from commission to commission.</p>
<p>Agents also are finding products that once use to be profitable are no longer that way because of government meddling and new regulations.  The future is uncertain for a large number of products being sold today, not for Final Expense though. Its no wonder Final Expense Telesales is the new Rave in America.</p>
<p>Final Expense Telesales requires absolutely no travel and is helping these tired and worn out Road warriors get of the road once and for all. No more nights in hotels away from the family or daily back and forth travel.</p>
<p>Selling insurance over the phone solves the No Show and 1 Legger problem all agents accept as part of their business.  Final expense Telesales eliminates this annoying part of the business completely since instead of driving 2 hours and turning around they just hang up the phone and call the next prospect.</p>
<p>With the proper Final Expense Telesales program, you have access to practically unlimited leads and there are secrets to getting many of those leads free.  Leads cost are slashes by 75% but only if you find the right selling platform and trust worthy partners.</p>
<p>Not only are lead costs slashed but agents weekly expenses go to zero.  No more paying for expensive gas.  No more Hotel expenses or wear and tear on an automobile.  You dont have to spend money on business clothes since you wont be seen by the public.</p>
<p>The reason why Final Expense is the best product to sell over the phone is because it is simple to learn and understand, regulations and government will not be changing it,  simplified issued which means agents get paid fast and you can do more presentations in a day than you can in a week of selling.</p>
<p>There is a new phenomenon happening across America today and that phenomenon is <a href="http://insurancetelesales.com" target=_self>final expense telesales</a>.  Agents are discovering a much better way of selling insurance and therefore creating a much better quality of life for them and there families.</p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/FINAL+EXPENSE+LEADS' rel='tag' target='_blank'>FINAL EXPENSE LEADS</a>, <a class='technorati-link' href='http://technorati.com/tag/FINAL+EXPENSE+TELESALES' rel='tag' target='_blank'>FINAL EXPENSE TELESALES</a>, <a class='technorati-link' href='http://technorati.com/tag/health+insurance' rel='tag' target='_blank'>health insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/insurance+agents' rel='tag' target='_blank'>insurance agents</a>, <a class='technorati-link' href='http://technorati.com/tag/road+warriors' rel='tag' target='_blank'>road warriors</a>, <a class='technorati-link' href='http://technorati.com/tag/selling+insurance' rel='tag' target='_blank'>selling insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/selling+insurance+over+the+phone' rel='tag' target='_blank'>selling insurance over the phone</a></p>

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		</item>
		<item>
		<title>Final Expense Insurance  &#124;  What is the Secret to Sell it?</title>
		<link>http://insurancetelesales.com/selling-final-expense/final-expense-insurance-what-is-the-secret-to-sell-it</link>
		<comments>http://insurancetelesales.com/selling-final-expense/final-expense-insurance-what-is-the-secret-to-sell-it#comments</comments>
		<pubDate>Wed, 24 Jun 2009 16:56:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Selling Final Expense]]></category>
		<category><![CDATA[final expense]]></category>
		<category><![CDATA[final expense insurance]]></category>
		<category><![CDATA[FINAL EXPENSE TELESALES]]></category>
		<category><![CDATA[selling insurance]]></category>

		<guid isPermaLink="false">http://insurancetelesales.com/tips-on-selling-final-expense/final-expense-insurance-what-is-the-secret-to-sell-it</guid>
		<description><![CDATA[Final expense insurance has been around a long time and will continue to be sold for a long time in the future. Although the product itself is simplistic and easy to learn and get your arms around, there is definitely an art when it comes to selling final expense insurance.
Selling burial insurance is a process [...]]]></description>
			<content:encoded><![CDATA[<p>Final expense insurance has been around a long time and will continue to be sold for a long time in the future. Although the product itself is simplistic and easy to learn and get your arms around, there is definitely an art when it comes to selling final expense insurance.</p>
<p>Selling burial insurance is a process that requires and agent to build a need, want and desire for the product.&nbsp; Like any life insurance, everyone needs it but no one truly wants to buy and pay for it.&nbsp; As with other things in life we should have, if it was free, everyone would most definitely have it.&nbsp; Problem is&hellip; it&rsquo;s not free so we need to create that need they can&rsquo;t live without.&nbsp; So how do you do that?</p>
<p>First off, the client needs to see the value of having a policy and protecting the people they care about.&nbsp; Any life insurance I have I look at as an asset and not as a monthly expense each time I make a premium payment.&nbsp; It&rsquo;s important you talk in terms that the client is creating an instant asset for their family and not an expense.</p>
<p>The second thing that is very vital to helping your client is don&rsquo;t tell them they need final expense insurance but have them tell you.&nbsp; This is one of the biggest mistakes agents make selling absolutely everything.&nbsp; A successful agent does not tell a client they need the product, a successful agent has the client tell them why they need it and want it.</p>
<p>It is very important to ask probing questions to get the client to tell you.&nbsp; This is where most agents fail.&nbsp; Agents usually tend to do the telling in the selling process and by telling the client instead of having them tell you, in the end the client doesn&rsquo;t take ownership to the sale and the sale is lost.</p>
<p>&ldquo;Mrs. Jones, do you see planning for your final expenses your responsibility, or do you see it as your children&rsquo;s responsibility?&rdquo;&nbsp; The follow up question after Mrs. Jones answers it is her responsibility would be &ldquo;Why?&nbsp; Why do you think it&rsquo;s your responsibility and why wouldn&rsquo;t you want to put this on your kids?&rdquo;&nbsp; Sit back and listen to her tell you why she needs to buy your final expense product.&nbsp; These types of questions make the client take ownership and make the sale for you.</p>
<p>To be successful selling final expense, you need to create a need for your product since not many clients really want to purchase what you have.&nbsp; How you create that need is by asking questions that get your client to sell themselves and take ownership.&nbsp; Don&rsquo;t make the mistake that 99% of all agents do and that is tell your client why they need final expense insurance.</p>
<p><a href="http://insurancetelesales.com/apply-to-be-our-partner"></a></p>
<h1 id="post-11"><a href="http://insurancetelesales.com/apply-to-be-our-partner">Apply To Be Our TeleSales Partner</a></h1>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/final+expense' rel='tag' target='_blank'>final expense</a>, <a class='technorati-link' href='http://technorati.com/tag/final+expense+insurance' rel='tag' target='_blank'>final expense insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/FINAL+EXPENSE+TELESALES' rel='tag' target='_blank'>FINAL EXPENSE TELESALES</a>, <a class='technorati-link' href='http://technorati.com/tag/Selling+Final+Expense' rel='tag' target='_blank'>Selling Final Expense</a>, <a class='technorati-link' href='http://technorati.com/tag/selling+insurance' rel='tag' target='_blank'>selling insurance</a></p>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Final Expense Insurance  &#124;  What is the Secret to Sell it?</title>
		<link>http://insurancetelesales.com/selling-final-expense/final-expense-insurance-what-is-the-secret-to-sell-it-2</link>
		<comments>http://insurancetelesales.com/selling-final-expense/final-expense-insurance-what-is-the-secret-to-sell-it-2#comments</comments>
		<pubDate>Wed, 24 Jun 2009 16:56:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Selling Final Expense]]></category>
		<category><![CDATA[final expense]]></category>
		<category><![CDATA[final expense insurance]]></category>
		<category><![CDATA[FINAL EXPENSE TELESALES]]></category>
		<category><![CDATA[selling insurance]]></category>

		<guid isPermaLink="false">http://insurancetelesales.com/tips-on-selling-final-expense/final-expense-insurance-what-is-the-secret-to-sell-it</guid>
		<description><![CDATA[Final expense insurance has been around a long time and will continue to be sold for a long time in the future. Although the product itself is simplistic and easy to learn and get your arms around, there is definitely an art when it comes to selling final expense insurance.
Selling burial insurance is a process [...]]]></description>
			<content:encoded><![CDATA[<p>Final expense insurance has been around a long time and will continue to be sold for a long time in the future. Although the product itself is simplistic and easy to learn and get your arms around, there is definitely an art when it comes to selling final expense insurance.</p>
<p>Selling burial insurance is a process that requires and agent to build a need, want and desire for the product.&nbsp; Like any life insurance, everyone needs it but no one truly wants to buy and pay for it.&nbsp; As with other things in life we should have, if it was free, everyone would most definitely have it.&nbsp; Problem is&hellip; it&rsquo;s not free so we need to create that need they can&rsquo;t live without.&nbsp; So how do you do that?</p>
<p>First off, the client needs to see the value of having a policy and protecting the people they care about.&nbsp; Any life insurance I have I look at as an asset and not as a monthly expense each time I make a premium payment.&nbsp; It&rsquo;s important you talk in terms that the client is creating an instant asset for their family and not an expense.</p>
<p>The second thing that is very vital to helping your client is don&rsquo;t tell them they need final expense insurance but have them tell you.&nbsp; This is one of the biggest mistakes agents make selling absolutely everything.&nbsp; A successful agent does not tell a client they need the product, a successful agent has the client tell them why they need it and want it.</p>
<p>It is very important to ask probing questions to get the client to tell you.&nbsp; This is where most agents fail.&nbsp; Agents usually tend to do the telling in the selling process and by telling the client instead of having them tell you, in the end the client doesn&rsquo;t take ownership to the sale and the sale is lost.</p>
<p>&ldquo;Mrs. Jones, do you see planning for your final expenses your responsibility, or do you see it as your children&rsquo;s responsibility?&rdquo;&nbsp; The follow up question after Mrs. Jones answers it is her responsibility would be &ldquo;Why?&nbsp; Why do you think it&rsquo;s your responsibility and why wouldn&rsquo;t you want to put this on your kids?&rdquo;&nbsp; Sit back and listen to her tell you why she needs to buy your final expense product.&nbsp; These types of questions make the client take ownership and make the sale for you.</p>
<p>To be successful selling final expense, you need to create a need for your product since not many clients really want to purchase what you have.&nbsp; How you create that need is by asking questions that get your client to sell themselves and take ownership.&nbsp; Don&rsquo;t make the mistake that 99% of all agents do and that is tell your client why they need final expense insurance.</p>
<p><a href="http://insurancetelesales.com/apply-to-be-our-partner"></a></p>
<h1 id="post-11"><a href="http://insurancetelesales.com/apply-to-be-our-partner">Apply To Be Our TeleSales Partner</a></h1>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/final+expense' rel='tag' target='_blank'>final expense</a>, <a class='technorati-link' href='http://technorati.com/tag/final+expense+insurance' rel='tag' target='_blank'>final expense insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/FINAL+EXPENSE+TELESALES' rel='tag' target='_blank'>FINAL EXPENSE TELESALES</a>, <a class='technorati-link' href='http://technorati.com/tag/Selling+Final+Expense' rel='tag' target='_blank'>Selling Final Expense</a>, <a class='technorati-link' href='http://technorati.com/tag/selling+insurance' rel='tag' target='_blank'>selling insurance</a></p>

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		</item>
		<item>
		<title>Final Expense Telesales &#124; Business is Booming</title>
		<link>http://insurancetelesales.com/selling-final-expense/final-expense-telesales-business-is-booming-2</link>
		<comments>http://insurancetelesales.com/selling-final-expense/final-expense-telesales-business-is-booming-2#comments</comments>
		<pubDate>Thu, 18 Jun 2009 13:41:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FINAL EXPENSE TELESALES]]></category>
		<category><![CDATA[Selling Final Expense]]></category>
		<category><![CDATA[burial insurance]]></category>
		<category><![CDATA[final expense insurance]]></category>
		<category><![CDATA[FINAL EXPENSE LEADS]]></category>
		<category><![CDATA[final expense sales]]></category>
		<category><![CDATA[insurance selling system]]></category>
		<category><![CDATA[Insurance telesales]]></category>
		<category><![CDATA[selling final expense insurance]]></category>
		<category><![CDATA[selling insurance]]></category>

		<guid isPermaLink="false">http://insurancetelesales.com/uncategorized/final-expense-telesales-business-is-booming-2</guid>
		<description><![CDATA[
There is one thing you can say about Selling Final Expense Insurance to  Seniors and that is it&#8217;s recession proof. Whether it&#8217;s a good economy or a bad  economy, selling Final Expense Insurance is the way to go.
Not only is Final Expense Sales recession proof it also is one form of  Insurance [...]]]></description>
			<content:encoded><![CDATA[<div id="txtd_3524225" class="txtd">
<p>There is one thing you can say about Selling Final Expense Insurance to  Seniors and that is it&#8217;s recession proof. Whether it&#8217;s a good economy or a bad  economy, selling Final Expense Insurance is the way to go.</p>
<p>Not only is Final Expense Sales recession proof it also is one form of  Insurance the Government and regulator don&#8217;t mess with and most likely won&#8217;t in  the near future. If you have ever sold health insurance with it&#8217;s yearly rate  hikes or Med Advantage, you know exactly what we mean. And then there is Long  Term Care&#8230; No thank you!</p>
<p>The real trick though with selling Final Expense Insurance is finding that  right Insurance Selling System. Most agents don&#8217;t make $100k per year and that  is sad since there is so much opportunity to make that and so much more if you  find that right system.</p>
<p>Most agents don&#8217;t focus on one thing or they do and then can&#8217;t keep there  book of business because rates keep going up and they have to start over every  year or the Government changes regulations and all those agents run to the next  hottest thing.</p>
<p>AAAAh then there is Final Expense. Such a simple product with little or  nothing to learn. You can master it in about a week. There are no moving parts  and it is so easy for clients to understand. There is no complicated language  about what is covered and what is not. No complicated illustrations or contracts  to decypher. There is no question as far as need since we all die. And it won&#8217;t  put any client in the poor house.</p>
<p>How simple is this &#8211; Client dies&#8230;.. Beneficiary gets some money!</p>
<p>Selling Final Expense in and of itself isn&#8217;t necessarily profitable. It  really boils down to how you do it and what platform you use in selling it. The  old way is out and not very profitable anymore.</p>
<p>What&#8217;s the old way? Running appointments in the field, knocking on doors,  spending $25-35 for the good leads&#8230;.. you get the point.</p>
<p>The way to be successful today Selling Final Expense Insurance and the way to  cut your personal expenses to practically ZERO and cut lead costs by more than  75% is with <a href="http://insurancetelesales.com" target=_self>final expense telesales</a>.</p>
<p>Final Expense TeleSales has all the advantages of making money without all  the expenses and limitaion running appointments in the field has. The real trick  though is finding the right platform and group to work with. Not many people  have all the pieces in place to make Final Expense Telesales Profitable. It&#8217;s a  tricky business if every piece of the puzzle is not in place. This is where  doing your due diligence and research is so crucial to your success in this  business.</p>
<p>Selling final expense is the future of selling insurance for those agents  that want a simple non complicated product that is recession proof. Not only is  it easy to learn and sell but the Market is exploding with new customers every  day as the population gets older.</p>
<p>There is an exciting future for this business.</p>
</div>
<p><a href="http://insurancetelesales.com/apply-to-be-our-partner"></a></p>
<h1 id="post-11"><a href="http://insurancetelesales.com/apply-to-be-our-partner">Apply To Be Our TeleSales Partner</a></h1>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/final+expense+insurance' rel='tag' target='_blank'>final expense insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/FINAL+EXPENSE+LEADS' rel='tag' target='_blank'>FINAL EXPENSE LEADS</a>, <a class='technorati-link' href='http://technorati.com/tag/final+expense+sales' rel='tag' target='_blank'>final expense sales</a>, <a class='technorati-link' href='http://technorati.com/tag/FINAL+EXPENSE+TELESALES' rel='tag' target='_blank'>FINAL EXPENSE TELESALES</a>, <a class='technorati-link' href='http://technorati.com/tag/insurance+selling+system' rel='tag' target='_blank'>insurance selling system</a>, <a class='technorati-link' href='http://technorati.com/tag/Insurance+telesales' rel='tag' target='_blank'>Insurance telesales</a>, <a class='technorati-link' href='http://technorati.com/tag/selling+final+expense+insurance' rel='tag' target='_blank'>selling final expense insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/selling+insurance' rel='tag' target='_blank'>selling insurance</a></p>

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		</item>
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		<title>Final Expense Telesales &#124; Business is Booming</title>
		<link>http://insurancetelesales.com/selling-final-expense/final-expense-telesales-business-is-booming-2-2</link>
		<comments>http://insurancetelesales.com/selling-final-expense/final-expense-telesales-business-is-booming-2-2#comments</comments>
		<pubDate>Thu, 18 Jun 2009 13:41:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FINAL EXPENSE TELESALES]]></category>
		<category><![CDATA[Selling Final Expense]]></category>
		<category><![CDATA[burial insurance]]></category>
		<category><![CDATA[final expense insurance]]></category>
		<category><![CDATA[FINAL EXPENSE LEADS]]></category>
		<category><![CDATA[final expense sales]]></category>
		<category><![CDATA[insurance selling system]]></category>
		<category><![CDATA[Insurance telesales]]></category>
		<category><![CDATA[selling final expense insurance]]></category>
		<category><![CDATA[selling insurance]]></category>

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There is one thing you can say about Selling Final Expense Insurance to  Seniors and that is it&#8217;s recession proof. Whether it&#8217;s a good economy or a bad  economy, selling Final Expense Insurance is the way to go.
Not only is Final Expense Sales recession proof it also is one form of  Insurance [...]]]></description>
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<p>There is one thing you can say about Selling Final Expense Insurance to  Seniors and that is it&#8217;s recession proof. Whether it&#8217;s a good economy or a bad  economy, selling Final Expense Insurance is the way to go.</p>
<p>Not only is Final Expense Sales recession proof it also is one form of  Insurance the Government and regulator don&#8217;t mess with and most likely won&#8217;t in  the near future. If you have ever sold health insurance with it&#8217;s yearly rate  hikes or Med Advantage, you know exactly what we mean. And then there is Long  Term Care&#8230; No thank you!</p>
<p>The real trick though with selling Final Expense Insurance is finding that  right Insurance Selling System. Most agents don&#8217;t make $100k per year and that  is sad since there is so much opportunity to make that and so much more if you  find that right system.</p>
<p>Most agents don&#8217;t focus on one thing or they do and then can&#8217;t keep there  book of business because rates keep going up and they have to start over every  year or the Government changes regulations and all those agents run to the next  hottest thing.</p>
<p>AAAAh then there is Final Expense. Such a simple product with little or  nothing to learn. You can master it in about a week. There are no moving parts  and it is so easy for clients to understand. There is no complicated language  about what is covered and what is not. No complicated illustrations or contracts  to decypher. There is no question as far as need since we all die. And it won&#8217;t  put any client in the poor house.</p>
<p>How simple is this &#8211; Client dies&#8230;.. Beneficiary gets some money!</p>
<p>Selling Final Expense in and of itself isn&#8217;t necessarily profitable. It  really boils down to how you do it and what platform you use in selling it. The  old way is out and not very profitable anymore.</p>
<p>What&#8217;s the old way? Running appointments in the field, knocking on doors,  spending $25-35 for the good leads&#8230;.. you get the point.</p>
<p>The way to be successful today Selling Final Expense Insurance and the way to  cut your personal expenses to practically ZERO and cut lead costs by more than  75% is with Final Expense TeleSales.</p>
<p><a href="http://insurancetelesales.com" target=_self>final expense telesales</a> has all the advantages of making money without all  the expenses and limitaion running appointments in the field has. The real trick  though is finding the right platform and group to work with. Not many people  have all the pieces in place to make Final Expense Telesales Profitable. It&#8217;s a  tricky business if every piece of the puzzle is not in place. This is where  doing your due diligence and research is so crucial to your success in this  business.</p>
<p>Selling final expense is the future of selling insurance for those agents  that want a simple non complicated product that is recession proof. Not only is  it easy to learn and sell but the Market is exploding with new customers every  day as the population gets older.</p>
<p>There is an exciting future for this business.</p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/final+expense+insurance' rel='tag' target='_blank'>final expense insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/FINAL+EXPENSE+LEADS' rel='tag' target='_blank'>FINAL EXPENSE LEADS</a>, <a class='technorati-link' href='http://technorati.com/tag/final+expense+sales' rel='tag' target='_blank'>final expense sales</a>, <a class='technorati-link' href='http://technorati.com/tag/FINAL+EXPENSE+TELESALES' rel='tag' target='_blank'>FINAL EXPENSE TELESALES</a>, <a class='technorati-link' href='http://technorati.com/tag/insurance+selling+system' rel='tag' target='_blank'>insurance selling system</a>, <a class='technorati-link' href='http://technorati.com/tag/Insurance+telesales' rel='tag' target='_blank'>Insurance telesales</a>, <a class='technorati-link' href='http://technorati.com/tag/selling+final+expense+insurance' rel='tag' target='_blank'>selling final expense insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/selling+insurance' rel='tag' target='_blank'>selling insurance</a></p>

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